Arizona Debt Settlement Process

Your Arizona debt settlement process begins with a free consultation.

The current economy has left a lot of good, upstanding people in a difficult financial situation. For many, bankruptcy is not an option for various reasons, but paying off existing debt could take years – often decades.

At our debt law firm, you can discuss your situation in a free consultation without the pressure or blame that often surrounds debt discussions.

• An experienced debt settlement Arizona attorney will review your economic situation, including your income, real estate and other assets.
• We will do a budget and debt analysis to determine what is owed and what you can afford to pay.
• If bankruptcy is not an option, if you have significant unsecured debt and the financial means to settle, you can choose to engage our services. (If bankruptcy is an option, your lawyer will refer you to a bankruptcy law firm.)
• We will set a reasonable flat fee based on the amount of debt.
• You will have seven days to cancel – with no obligation.
• Our law firm will send letters to your creditors, telling them we will represent you and handle all further contact.
• There will be no need to ever talk to your creditors again.
• Your attorney will maintain a dialog with your creditors and negotiate a settlement.
• We will set up a plan to put aside the settlement money.
• We will meet with you as often as monthly throughout the process.

The debt settlement process, from start to completion of the settlement, can take as little as six months to as long as three years.

Begin the Arizona debt settlement process with a free consultation.

There is never any pressure or obligation to engage our services, but you will leave the consultation with an understanding of your options for getting out of debt. If business debt or personal debt has grown unmanageable, talk to an experienced lawyer about negotiating a settlement. Contact us for an appointment.