https://www.creditkarma.com/preview/simulator/ Have questions about how actions like opening a new credit card account can effect your credit score?  Check this link out on CreditKarma.com.

Here’s another crafty way your credit card company has found to get more money from you.  And it comes in the guise of good will.  Here’s  how it works, the holiday season causes you to over spend and  here comes … Continue reading →

http://wallstcheatsheet.com/stocks/capital-ones-illegal-strategy-for-debt-collection.html/ Although the worst debt collection offenders usually are debt collection agencies, the article above discloses creditor Capital One using debt collection practices reserved for the slimiest of debt collectors – seeking money from those whose debts have already been … Continue reading →

If Sallie Mae has its way, those with student loans will use credit card rewards to pay off a portion of the loan.  This article discusses how Sallie Mae is encouraging acquiring new credit card debt as a means of … Continue reading →

It’s rare that we would tell you to take the advice of a debt collector, but we’ll do it this time.  The following article written collector and author Bill Bartmann provides some good tips for dealing with the holiday shopping … Continue reading →

This is our last blog before the holiday vacation begins.  Our office will be closed on Friday, December 23rd and Monday, December 26th. If you are struggling with your debt, resolve to come in for a free consultation next week … Continue reading →

As more and more people struggle financially, they are seeking solutions to help keep them afloat from month to month.  The following article points out an increase in pawn shop loans as a means to get extra cash.  However, these … Continue reading →

http://moneyland.time.com/2011/12/14/5-signs-that-youre-borrowing-too-much/ Unfortunately, the times of personally knowing our banker and trusting they weren’t going to lend us money we can’t afford to pay back are long gone. So it is now up to the consumer to be knowledgeable in this … Continue reading →

http://www.insidearm.com/daily/credit-card-accounts-receivable/credit-card-receivables/credit-card-charge-offs-jump-as-delinquencies-near-record-lows/ Reports show that credit card delinquencies have been down over the past two years.  This is the first spike in charge offs in the past five quarters. A common misunderstanding of a charged off credit card is that you … Continue reading →

http://www.setexasrecord.com/news/240299-new-trial-date-set-in-sons-case-against-parents-over-credit-card-debt Here’s a new way that credit card debt can harm your closest relationships…even as close as your own mom and dad!  Unfortunately, it is not a good idea to lend your own credit cards or open a credit card … Continue reading →